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tods0jshoes · Wysłany: Czw 14:34, 10 Mar 2011 Temat postu: asic 1712

If You Think That Medical Insurance is Too Expensive Then Think Again.
Amazingly, one in five adult Americans say that they are not able to afford acceptable health care according to the latest information released by the Centers for Disease Control in Atlanta,[link widoczny dla zalogowanych], Georgia. So, are you amongst the 40 million individuals who are not able to sleep comfortably in their beds at night because of the fear of not being able to meet the cost of treatment should you have an illness or accident? More significantly, do you have to be among the 40 million?
The report of the CDC which was put out in 2007 and explored health in the US looked in some detail at various aspects of health care and revealed amongst other things that:
1. One out of 10 people are currently unable to meet the cost of prescription medicines.
2. One out of 10 people put off having medical treatment as a result of the cost.
3. As many as nearly 1 in 3 young people aged between 18 and 24 do not have a usual source of medical treatment or health insurance.
4. One out of 10 people between 45 and 64 do not have a usual source of medical treatment and in the region of half of these adults find themselves with hypertension, major heart conditions or diabetes.
5. Twenty percent of individuals below the age of 65 are uninsured for at least a portion of every year, with the majority of these being uninsured throughout the 12 month period.
A lot of people are fortunate enough to receive health insurance cover through schemes run by their employer, although rising costs are forcing a growing number of employers to reduce the cover under their group health plans or to drop them altogether. There are however also many millions of people who are not eligible for cover through their employment and who have to make arrangements for themselves. It is this second group which usually considers that health insurance is simply too expensive.
So should you dismiss the idea of purchasing medical insurance out of hand merely because you consider that it costs too much? Health insurance plans come in various shapes and sizes and, in spite of the fact that a traditional plan can be expensive, there are numerous less expensive options.
In simple terms medical insurance falls into roughly two categories comprising disability plans and medical expense plans. The former provides compensation for your lost income if you are not able to work as a result of disability while the latter provides you with cover for medical bills arising out of accident or injury.
Each of these forms of medical insurance can be written as an individual policy or separately and separate plans can again be broken down to cover particular areas like accident coverage, b[link widoczny dla zalogowanych] medical expenses, major medical expenses, hospital care and a great deal more.
Furthermore, cover can now be offered by not just traditional insurers,[link widoczny dla zalogowanych], but also by many group organizations,[link widoczny dla zalogowanych], companies like Blue Cross Blue Shield,[link widoczny dla zalogowanych], health maintenance organizations and preferred provider organizations, each of which provides a wide range of plans with payment options to suit almost every wallet.
If you have been frightened off by the thought that you cannot afford health insurance then think again. You may not be able to buy a comprehensive policy covering every eventuality but it is a sure bet that you will be able to find a policy which will give you enough coverage to allow you some peace of mind. Find out the facts and get professional advice and a free quote on everything from affordable health insurance to cheap short term health insurance at MedicalHealthInsurance[link widoczny dla zalogowanych]ay. comTopics related articles：

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