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tods0jshoes · Wysłany: Czw 13:50, 10 Mar 2011 Temat postu: choo 8164

Financing College
Students have a number of choices when it comes to financing their college education. The fun (or not so fun) part is picking one. Here's a list that will help you discover which option is perfect for you.
Scholarships- I chose to start with scholarships simply for the reason that they are the #1 way to pay for college. You don't have to pay a scholarship back and you can find them everywhere. Each and every group, club,[link widoczny dla zalogowanych], business, church, and organization in your area is a potential source for scholarships. Thousands of scholarships can also be found on the web. Simply search for scholarships on any search engine. If you're a high s[link widoczny dla zalogowanych]l student talk to your counselor. Try asking your employer if they have a scholarship fund (or check with your parent's employer). You should also consider searching the local newspaper. Another thing to keep in mind is that nearly all colleges and universities give out scholarships to hard working students. These scholarships are usually awarded for high GPA's and SAT or ACT scores. So see if the university you're applying to has scholarships like these.
Grants- Grants are perfect because, just like scholarships, they don't have to be paid back. Students can acquire grants from an assortment of sources. A few of these sources include private organizations, educational institutions, professional associations, and the federal government. Grants may be awarded depending on a student� s financial need, religious affiliation, record of achievement, or special interests. A common way to get financial aid grants is through the Free Application for Federal Student Aid, or FAFSA.
Loans- There are two types of loans: federal and private. The Federal student loans are the Stafford student loan,[link widoczny dla zalogowanych], Parent PLUS,[link widoczny dla zalogowanych], Graduate PLUS, and the Perkins loan. Stafford student loans are the most popular.
Private Loans, or student loan alternatives, have comparable benefits to students as a federal loan. Some of which are: deferred payment until after graduation, various loan repayment terms,[link widoczny dla zalogowanych], and borrower benefits. The interest rates on private loans vary from company to company.
When searching for a loan you will want to find a loan that has a low-interest rate. To be eligible for a low-interest loan, there are a few requirements. Here's a list of things that will help you get a low-interest loan:
-Offer Collateral
-Maintain a high credit score.
-Keep your bank statement clean.
-Be working.
-Show evidence that you have effectively closed a previous loan
-You should not be a defaulter previously.
-Get two recommendations.
Job- An additional way to finance college is to get a job and earn some money. Some students can get by just working in the summer but other people must work year-round to pay for school. Jobs are all over the place. Weigh the skills you possess and look for a job where you can use those skills. Colleges often have employment for those with financial problems.
Good luck with your college financing endeavors!
NOTE: Use of this article requires resource box and links to be intact. Being a college student herself, Elise Fisher enjoys writing articles that help college students understand how to pay for all the many expenses college brings. She has also built a website that helps college students understand everything they need to know About Student Loans. Make sure you visit the Student Loan Consolidation page.Topics related articles：

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