A 17% Return on Your Money - Guaranteed!_222

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Debt is becoming an increasingly large problem in America. More and more people are drowning in the hole that they dug. It's not because they're poor, or have no money, but rather they haven't been properly educated about finances. This is due in large part to a lack of educational material available to our society. Which is exactly why I'm here. I'm here to teach you how you can get a guaranteed 17% return on your money. The best part about this is that it's no great secret. It's not a complicated formula,[link widoczny dla zalogowanych], it's not illegal, it's just one, simple, straight-forward step.
Pay off your credit cards. At time of writing,[link widoczny dla zalogowanych], the average interest rate on a standard credit card is 16.7%. That means that for every $1,000 you spend on credit cards, you're paying an extra $167.
The average American spends $244 a week on groceries. Assuming you put all of that on your card,[link widoczny dla zalogowanych], instead of a $12,688 bill, you're getting a $14,807 tab. That's an excess $2,119, all because you didn't pay cash or debit. How much debt could you burn if you put an extra $2,119 towards your credit cards every year?
I understand that getting out of debt isn't as easy as all of that. Money is tight,[link widoczny dla zalogowanych], especially in today's economy. But I know I can teach you what you need to know to burn away your debt. The strategy is simple: trim the fat.
The first thing you should do in any debt elimination plan is write down all of your debts, in order from highest to lowest. Write down what it is, how much is owed,[link widoczny dla zalogowanych], the minimum monthly payment, and the interest rate.
Once you've established that list, it's time to start writing down your finances: how much you spend and what you spend it on every month. That includes food, insurance, lattes, gas, new shoes, manicures, shampoo, fast food, taxes, and on and on. This list should include the minimum payments you make towards your credit cards and other debts.